Your Deferred Pension will become payable from your Normal Retirement Date. Your Normal Retirement Date is defined as the end of the month in which you attain the following age:

65 for males

60 for females

The Scheme will contact you at the last known address on our records, approximately 2 months prior to your Normal Retirement Date with full details of the options available upon retirement.

For your information, the Trustees of the Scheme also allow deferred members, such as yourself, to postpone the taking of their benefit beyond their Normal Retirement date.

During the period of Late Retirement, the deferred pension will be revalued annually with an actuarial uplift being applied as at the actual date you decide to take payment.