YOUR SCHEME WORKING FOR YOUR FUTURE

Changing or Terminating the Scheme

The Trustee has the power to change the terms of the Scheme. You will be notified if there are material changes which affect you.

In addition, your Employer has the right to withdraw from the Scheme, or the Scheme can be terminated in certain circumstances. If your Employer withdraws or the Scheme is terminated, no further contributions will be paid, but the Trustee will use your DC Account to secure benefits for you.